Category:
SBP Annuitant - Ask A Question

Subcategory:
General / Form / Document - Questions

Created:
2025-05-08

Modified:
2025-05-08

Spouse and child annuitant payments, who gets what and when

Question

My retiree spouse elected spouse and child Survivor Benefit Plan (SBP) coverage at retirement. When my retiree spouse died, I was the only one that received an annuity payment. Why does our minor child not receive an annuity payment also?

Answer

When the Survivor Benefit Plan (SBP) election is spouse and child, the spouse is the primary beneficiary. Children are only eligible to receive an annuity if the spouse dies or becomes ineligible due to remarriage before age 55 and the children are still dependent children under the law.

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